I added my banking account info into the Concur account today, and the description column shows that "The account confirmation transition has begun processing. The employee should verify  the payment to their account in tow banking days. "

When I tried to submit some expense report, the exception shows that "Your Bank Account for reimbursement Status is not Confirmed to enable payment". I cannot submit the expense because of this. 

What is the reason for this? 

How to enable payment from the account? Can I do it myself or I need to wait for approval before I can submit the expense report?

Thanks.