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Hi @naickert ,
Seems, you don't have "expense user" role. You can reach out to your company's internal Concur Administrator and ask them to update "expense user" role in your employee profile as your are not able to access expense tab. Once that is updated you will be able to see "expense" tab in your profile and create expense report.
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@naickert I agree with @PoojaKumatkar you were not given the Expense User permission. If you aren't sure who to reach out to at your company, I would suggest the following:
1. Sign in to your profile and if there is a Company Notes section see if there is any sort of help contact information or internal help ticketing system your company uses.
2. Work with your direct manager to see if they know who the SAP Concur site admins are at your company.