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We implemented Concur last year and with that, we used the 650 file to establish effective dates for cardholders as they rolled out (we had a phased rollout). Once we were fully rolled out, we've been assigning cards to employees through the Company Card menus searching for "Unassigned Individual Accounts". Is this best practice or should the 650 still be used with some frequency?
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I don’t believe there is any advantage or disadvantage to using the 650 occasionally, but if the company card - Unassigned Individual Accounts is working for you and there are not an over abundance of cards to be assigned, I would say just keep doing what you are doing.
You may also want to post this in the admin group to see what other admins are doing.